Power Your Operations with MSME Finance
From invoice discounting and CC limits to machinery finance, our MSME solutions keep your wheels turning with liquidity tailored to your trade cycle.
Smooth Daily Cycles
For the engine of the Indian economy, cash flow is everything. Our specialized MSME desk understands the intricacies of your business cycle and offers credit products that work as hard as you do.
CC/OD Limits
Revolving credit lines that flex with your sales cycles.
Invoice Discounting
Unlock cash from your pending invoices instantly.
Machinery Finance
Asset-backed loans to modernize your production capacity.
Trade Finance
Import/Export credit support to scale your cross-border trade.
Eligibility Criteria
- Minimal collateral options for MSMEs
- Fast-track limit renewals
- Competitive interest based on business performance
- Simplified documentation for small businesses
- Dedicated expert for SME advisory
Documents Required
Identity Proof
Aadhar, PAN, Passport
Income Proof
Salary Slips, Form 16
Bank Statements
Last 6 Months Records
Address Proof
Utility Bills, Agreement
Fluid Capital Cycle
Keep your operations moving without interruption.
01
Cycle Analysis
Understanding your inventory and receivable flow.
02
Facility Selection
Choosing between CC, OD, or Invoice Discounting.
03
Sanction
Credit limit approval for daily operations.
04
Drawdown
Access funds as needed to meet business costs.
Working Capital FAQs
Yes. A Cash Credit (CC) limit is a revolving facility that flexes with your stock and debtors, whereas a term loan is a fixed installment loan.
Once documentation is verified, you can unlock cash against your B2B invoices in as little as 24-48 hours.
Interest rates are competitive and based on your turnover, credit behavior, and the security offered.
Optimize your cash flow
Let us help you design a working capital limit that fits your business rhythm.