Unlock the Hidden Value of Your Property
Use your residential or commercial property to secure high-value funding for business expansion, debt consolidation, or personal needs.
Why Loan Against Property?
A Loan Against Property (LAP) is a versatile, secured loan option that allows you to leverage your ownership of a property. Whether you’re a business owner needing working capital or an individual looking to consolidate debt, LAP offers lower interest rates than unsecured personal loans and longer repayment tenures.
Business Needs
Unlock liquidity for expansion, machinery, or day-to-day operations.
Debt Consolidation
Pay off high-interest unsecured loans by consolidating them into a single, low-interest LAP.
Property Flexibility
Accepting both self-occupied and rented residential or commercial properties.
Lower Interest
Benefit from security-backed rates that are significantly cheaper than unsecured personal loans.
Eligibility Criteria
- Loan amount up to 70% of market value
- Flexible repayment tenure up to 15 years
- Minimal processing time
- Option for overdraft facility
- No end-use restriction (subject to policy)
Documents Required
Identity Proof
Aadhar, PAN, Passport
Income Proof
Salary Slips, Form 16
Bank Statements
Last 6 Months Records
Address Proof
Utility Bills, Agreement
Execution Excellence
We ensure a swift documentation process to avoid business delays.
01
Application
Share property details and loan requirement.
02
Valuation
Expert assessment of your property’s current market value.
03
Legal Check
Verification of title deeds and property history.
04
Disbursal
Loan amount credited to your business or personal account.
Frequently asked questions
Yes, many of our partners accept rented commercial or residential properties for LAP.
Loan-to-Value (LTV) typically ranges from 50% to 70% of the property’s market value.
Yes, we can facilitate a balance transfer of your existing loan to a new LAP with a lower rate and top-up option.
Unlock property value today
Consult with our property loan specialists for the best market offers.